Good Budgeting

Sometimes why people are really in a bad debt because they spend more than what they are making. They won't realizes it not until they will find out that the are already spending way too much that what their budget can hold. Good thing there is a credit cards for bad credit that can help them to get back on their feet again. Hubby is been telling me not to overspend my credit card because it will make my credit score record bad. I am so glad that hubby really knows how to do our budget because i myself admits that i am not really that good at it. I don't know what to do if hubby is like me, we might ended realizing that we don't have enough savings anymore for our kids to have.